According to a recent survey, about half of people in serious relationships have committed financial deception. Hiding money can often be a symptom of an underlying problem. A major lifestyle change, like children, can have a huge impact on the family finances. It is important to adjust, and often sacrifice one’s own impulses to avoid [...]
Like any relationship, money requires lots of attention. It you take care of it, it will grow. If you abuse it, you will lose it. It is important to take the proper steps to cultivate your finances, you will have a long and healthy relationship. Here are some tips from Erin Burt at Kiplinger.
Take advantage [...]
People between the ages of 25 and 34 are expected to spend an average of $160 for Valentine’s day this year. It’s a huge boost for retailers, but it can also bust your budget. Dinner, flowers, chocolates and jewelry all add up to big dollars. In fact, the cost of courtship can easily approach $40,000 [...]
Etrade offers more than just an online brokerage account. They also offer a fantastic 4.4% APY savings account with no minimum balance. Its an online savings account, so you electronically transfer money in and out of the account. However, transfers are free (maximum 6 per month) and it only takes a dollar to open the [...]
Sharon Epperson, author of “The Big Payoff: 8 Steps Couples Can Take To Make The Most Of Their Money — And Live Richly Ever After,” says that couples need to learn how to work together to handle their finances. She offers a few tips to help couples get on the same page.
Check your finances together [...]
Running your home finances can be very similar to running a business. To increase your profit, you can either cut your spending or increase your revenue. For most people, the easiest and most immediate solution is to cut spending. That’s why I write regularly about ideas for cutting spending. You don’t have to try every [...]
Are you interested in buying stocks? Before you do, you need to get the rest of your house in order. Historically, the S&P 500 has returned about 11.5% a year including dividends. But if you are carrying credit card debt, you are probably paying more than that rate in interest. Furthermore, if you are not [...]
Money market funds are on their way down. By the end of February, the average taxable fund yield could be down to 2.4% . That’s not enough interest to keep up with inflation. However, there are a couple of alternatives that will help you preserve the value of your savings.
Online Savings account - Etrade is [...]
Want a quick crash course on how to reduce your spending? This book will point you in the right direction. In one monthly shopping trip, the Economides family (appropriate name) spends only $350 and feeds the family for a whole month.
America’s Cheapest Family cover everything from staying out of debt to thrift store shopping. Should [...]
A new type of lending is catching hold using the power of social networking to connect borrowers and lenders. Peer-to peer lending connects individual lenders and borrowers at rates that are often more attractive than those of banks or credit cards. It attracts borrowers who are trying to consolidate debt from high-interest credit cards at [...]
