Famed investor Jim Rogers is predicting that the United States will fall in to the worst recession since World War II. Rogers believes that we go go beyond a recession and enter into a period of stagflation ( (a combination of slow economic growth and inflation). Rogers has even gone so far as to sell [...]
For a parent, there may be no bigger concern that the wellbeing of your children. And between extra curricular activities and educational expenses, the bills can begin to add up quickly. Here are 3 ways that you can provide a financially secure environment for your children.
Build a strong financial foundation for yourself - Make sure [...]
Do you eat out a lot? Most people do. Its tasty and easy for busy working people. However, if you invest a little time each week planning a menu, you can cook at home and save lots of money. Furthermore, the food can be just as good and often more healthy.
If you are a beginning [...]
If you have a good credit score, its a great time to refinance or secure a home equity line of credit. During the last week of January, fixed rate mortgages were down to about 5.75. Lending standards have tightened however, and people with low credit scores may find it difficult to qualify for financing.
If you [...]
Get out of debt specialist Dave Ramsey regularly preaches about the importance of living debt free. For the most part, I agree with him. Most people do not know how to properly manage debt and after a while it consumes them. In many families, credit card debt is the number one killer. It is easy [...]
Need help finding ways to save money? Here are some tips.
Adjust your taxes - If you find that you are getting a tax refund every year, then you are paying too much taxes. Don’t give the government a free loan. Hang on to your money throughout the year and invest it in short-term savings.
Use your [...]
The most recent jobs data released this week showed a decline of 17,000 jobs, a surprise number. Forecasters had expected a rise of 80,000 jobs for the month of January. This is just another sign that the economy is slowing down.What does this mean for your family and how can you survive it? The biggest [...]
One of the most important things you can do in your personal financial life is to track your spending. Most people have no idea where there money goes each month. And if you don’t know where it goes, then you can’t get control of your spending.
Fortunately, its easier than ever to keep track of your [...]
If you are interested in starting a small business with your spouse, you will want to take some practical steps to ensure that all goes smoothly. There are a number of advantages of having your spouse as a business partner. You already probably have great chemistry, which is why you are married to begin with. [...]
The House of Representatives has approved a $1,200 credit for couples as part of an overall economic stimulus plan meant to boost the economy. The Senate will most likely vote on the next week. Although the bill is expected to pass, an altered bill in the Senate could derail the process……..so don’t spend the money [...]
